I don't know the quantitative answer, but here's my guess. Let's first ignore gravity and the equivalence principle, and do classical electrodynamics in flat spacetime. If we put water in a car and accelerate it, we generally do not detect radiation, so water can be treated as effectively neutral and classical at our level of experimental accuracy, ie. we don't worry about water violating classical electrodynamics even though we don't detect radiation when we accelerate it. For this reason, at the same level of accuracy for which water in a car is considered neutral, we also don't expect to detect any violation of the equivalence principle when water is accelerated by a gravitational field.