Hi PFers! I'm physics major in a big state school and I plan to go to graduate school. Due to some financial difficulties, I'm seriously considering graduating in three years. I can finish the classes required in three years pretty easily, but I won't have chance to take some more advanced / challenging / graduate classes. I guess applicants to top graduate schools usually complete far more than required, right? Plus I will have less time to do anything productive / meaningful in research, which is very important to grad school application. I feel like I will be less competitive for graduate school if I graduate in 3 years. What do you guys think about it? Thanks!