Schools Help choosing universities for undergrad physics

[lifeinajar]

I heard it doesn't matter, but still there are differences in between schools.

I was accepted into U of T Scarborough, UofT Mississauga, Queens, McMaster and Waterloo (co-op) for physics. I am interested in a math/physics major and in pursuing a career as a physicist or mathematician.
Do the UofT Mississauga and Scarborough campuses offer the same educational experience as St. George? I heard U of T is challenging. But can you take the same courses? What about the social experience and research opps.?

Does U Waterloo prepare you less well for grad school but better for industry? Do you get relevant work experience in co-op? Are the physics institutes and large math program an advantage?

Queens is hard to get into and attracts renowned profs for the SNO lab research, but how are the physics students and programs? Is it a party school?

I'm interested in a program where I can work hard but join clubs too, have a positive social experience, and open my options for grad school.

 

[lifeinajar]

Also I am biased towards Queens and Waterloo for offering a scholarship/bursary and work option, though it seems all but McMaster offer financial support in some way or another.