Lightening hit my house and caused a serious amount of damage. Outlets exploded out of walls on all floors of the house. But the worst damage by far was the second floor. So now we are fighting with our insurance to replace every wire in the house. They say only second floor wires need to be replaced and they will replace six outlets on the first floor and some in the basement. We even hired an elec. engineer to write a report. He said every wire and appliance in the house needs to be replaced. So how can I prove to insurance that they need to replace everything even when they go against the recommendation of an engineer? We need help. It's also been 5 months and still fighting over this and no work done to the house. Meanwhile we are living at my wife's parents.