Troubleshooting Paypal Credit Card Add Funds Issues

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Users express frustration over the difficulty of adding funds to a PayPal account using a credit card, highlighting that this option is not clearly communicated on PayPal's website. Many prefer using credit cards for online transactions due to better fraud protection compared to linking a bank account directly. The discussion reveals that while credit cards can be registered with PayPal, the process for using them to load funds is not straightforward. Participants share their experiences with PayPal, noting that they have not encountered issues when using credit cards for payments, but find the lack of clarity around adding funds frustrating. Overall, the conversation underscores a desire for more transparent options regarding credit card use with PayPal.
  • #31
The reason Paypal wants you to add a bank account is for verification of who you are. Once you add an account they will put a few cents in over a week time period, then you check with your bank and tell paypal the amounts they deposited. As far as I know, Paypal only acts as a link between your bank account and online purchases and your credit card, It acts as a shield protecting your information from the people you are buying from. They are a trusted business- You can deposit money from your Paypal into your bank account and vice versa but, they do not take anything without you telling them to do so. Paypal will only take money from the money already in the Paypal account and from a back up funding source such as a credit card. They do not take anything without you telling them to do so.
 
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  • #32
Yeah, PayPal is a good thing, and why I got one.
 
  • #33
Anyway, it turns out, last year, I'd already added a credit card to my account. My purchase went through like poo through a goose. I would never have even tried it without NeoDevin's suggestion.
 
  • #34
I have paypal linked to my bank account. I am not worried about it.
 
  • #35
Cyrus said:
I have paypal linked to my bank account. I am not worried about it.
You prob'ly don't share a bank account...
 
  • #36
What do you mean by share?
 
  • #37
Wife
 

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