Troubleshooting Paypal Credit Card Add Funds Issues

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SUMMARY

The forum discussion centers on the challenges users face when attempting to add funds to their PayPal accounts using credit cards. Many users express frustration over the lack of clear guidance from PayPal regarding this process. While it is possible to use a credit card for transactions, the ability to preload funds onto a PayPal account directly from a credit card is not prominently featured in PayPal's help documentation. Users emphasize the importance of credit card fraud protection compared to linking a bank account directly to PayPal.

PREREQUISITES
  • Understanding of PayPal account functionalities
  • Knowledge of credit card and debit card usage
  • Familiarity with online payment security measures
  • Awareness of international differences in payment systems
NEXT STEPS
  • Research PayPal's official documentation on credit card transactions
  • Explore user experiences with PayPal customer service
  • Investigate the differences between credit and debit card protections
  • Learn about international payment systems and their variations
USEFUL FOR

Individuals using PayPal for online transactions, financial advisors, and anyone interested in understanding the nuances of credit card usage within digital payment platforms.

  • #31
The reason Paypal wants you to add a bank account is for verification of who you are. Once you add an account they will put a few cents in over a week time period, then you check with your bank and tell paypal the amounts they deposited. As far as I know, Paypal only acts as a link between your bank account and online purchases and your credit card, It acts as a shield protecting your information from the people you are buying from. They are a trusted business- You can deposit money from your Paypal into your bank account and vice versa but, they do not take anything without you telling them to do so. Paypal will only take money from the money already in the Paypal account and from a back up funding source such as a credit card. They do not take anything without you telling them to do so.
 
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  • #32
Yeah, PayPal is a good thing, and why I got one.
 
  • #33
Anyway, it turns out, last year, I'd already added a credit card to my account. My purchase went through like poo through a goose. I would never have even tried it without NeoDevin's suggestion.
 
  • #34
I have paypal linked to my bank account. I am not worried about it.
 
  • #35
Cyrus said:
I have paypal linked to my bank account. I am not worried about it.
You prob'ly don't share a bank account...
 
  • #36
What do you mean by share?
 
  • #37
Wife
 

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