Covering credit card 3 digit code

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Discussion Overview

The discussion revolves around methods for covering the 3-digit security code on the back of credit cards, exploring concerns about card security and potential fraud. Participants share various approaches and opinions regarding the effectiveness and practicality of these methods.

Discussion Character

  • Debate/contested
  • Technical explanation
  • Conceptual clarification

Main Points Raised

  • Some participants suggest using correcting liquid to cover the code, but express concerns about its removability.
  • Others mention using tape as a simple method, although this has been met with skepticism regarding its effectiveness.
  • One participant proposes memorizing the code and scraping it off with a knife, indicating a lack of concern about potential fraud.
  • A few participants reference the limited help that covering the code provides in securing the card, with one linking to an external discussion on the topic.
  • Another participant mentions using an Apple Card, which does not have imprinted numbers, as a safer alternative when handing over a card.
  • One participant expresses the view that concerns about covering the code may be overstated, given how credit card companies manage fraud.

Areas of Agreement / Disagreement

Participants express differing opinions on the necessity and effectiveness of covering the code, with no consensus on the best method or the level of concern warranted regarding card security.

Contextual Notes

Some participants highlight the limitations of various methods for covering the code, noting that no solution is foolproof against tampering. Additionally, there are references to differing practices and recommendations from credit card issuers in different regions.

Who May Find This Useful

Individuals concerned about credit card security, those looking for practical advice on protecting sensitive information, and users interested in alternative payment methods may find this discussion relevant.

Cobul
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What would be the best way to cover the 3 digit code at the back of a credit card? Some suggest using correcting liquid (but it is easy to remove it and apply new one).

Many restaurants still get our cards to swipe at their counter. Only very few go to table to swipe it. Also sometimes we gave our credit card to gasoline station personnel whenever we have our gas filled up.

What do you use to cover the 3 digits? What is the most sensitive warranty fragile sticker around?

The logic is that when we found out it was tampered, then we would block the card immediately (before they can use it though).
 
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If you are concerned about this you should contact your credit card provider for advice.
 
pbuk said:
If you are concerned about this you should contact your credit card provider for advice.

They just say to tape it, and can't provide other methods. That is why I was asking what kinds of cover you guys used.
 
Cobul said:
What would be the best way to cover the 3 digit code at the back of a credit card?
3/8" drill bit.
 
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Memorize it and scrape it off with a knife, if you're worried about it.

I don't really care that much, because I know that the banks are the ones that lose money if my card is used fraudulently, provided I notice in a month or so and tell them.

Also why I don't EVER use my ATM cards.
 
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russ_watters said:
3/8" drill bit.
##\dots## and please move that over to the RFID chip ##\dots##
 
Cobul said:
They just say to tape it.
Really? I don't know where you are but no card issuer in the UK recommends this.
 
On the rare occasions where I need to hand over a credit card to someone else, I use my Apple Card which has no numbers imprinted on it, not even the account number.
 
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Since there is really no practical means to cover the code while preventing a bad actor from uncovering it and since there is little need to do this in light of how credit card companies handle fraud, I hereby close this thread and thank you for contributing here.

To the OP I believe you are worrying about nothing here. The code is used to verify that the mag strip and card number are the same As a common malpractice was to change the mag strip with a different card number. it has since expanded to online use and other places as a means to verify that you have a valid card.

I doubt any retailer seeing that scraped off would allow you to provide them with that number.

Thanks everyone.
 
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