Wearing goggles underwater is necessary to see clearly due to the phenomenon of refraction. Water and corneal tissue have similar indices of refraction, which means light does not focus properly on the retina when submerged. Without goggles, the light entering the eye is distorted, leading to blurry vision. Goggles create an air pocket in front of the eyes, allowing light to refract correctly, improving clarity. Understanding this optical principle highlights the importance of goggles for clear underwater vision.