best recent survey of expected late-time universe
http://arxiv.org/abs/0704.0221
The Return of a Static Universe and the End of Cosmology
Lawrence M. Krauss (1,2), Robert J. Scherrer (2) ((1) Case Western Reserve University, (2) Vanderbilt University)
(Submitted on 2 Apr 2007 (v1), last revised 27 Jun 2007
Abstract: We demonstrate that as we extrapolate the current LambdaCDM universe forward in time, all evidence of the Hubble expansion...
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LambdaCDM is the standard model they use these days, and best fit to the tons of data they have
Krauss is a top cosmologist, world class.
So this is the horse's mouth. If you want a mainstream cosmology view of eventual situation.
BTW most stars, overwhelming percentage, do NOT form black holes when they die.
they form dead remnants that gradually cool down to the temp of the surrounding space.
I suppose, given long enough, these dead remnants might be able to coallesce into larger masses that might collapse to hole. I don't know. MAYBE the eventual scene will be dominated by black holes. But it is not obvious because most stars arent massive enough to result in black hole collapse
Check out what Krauss says, he would know.