Schools Conflicted about Grad School: My Uncertainty Towards a Mathematics Degree

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The discussion revolves around uncertainty regarding pursuing graduate school in mathematics. The individual expresses doubts about continuing in mathematics after dedicating significant time to the field and questions the value of incurring substantial debt for a master's in financial mathematics. They feel conflicted about their future, especially given their upcoming summer research experience in mathematics. Concerns about the isolating nature of a mathematics career and the desire to explore other interests are prominent. There is also a mention of the financial aspects of graduate school, noting that many math and physics graduate programs offer funding through teaching and research assistantships, which could alleviate concerns about tuition costs. The conversation highlights the tension between pursuing a passion for mathematics and the practical implications of a lengthy and potentially isolating academic path.
InbredDummy
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I'm not sure about grad school.

I've sacrificed a measurable amount of my life to pursue mathematics. I am confident enough in myself to say that I would be able to get into a handful of top 20 and maybe even a top 10 graduate school.

But I'm not sure if I want to pursue mathematics anymore. That being said, for my senior year I am taking a course in measure theory, topology and geometry, mathematical physics and will be doing an honors thesis in dynamical systems. I will be attending an REU this summer as well.

I am really lost about grad school. I view mathematics as more of a isolationist profession than most other professions. I don't know if i am willing to dedicate another 5-6 years to studying mathematics for a Ph.D. I don't know if i am willing to incurr 50 grand in debt to get a masters in financial mathematics, and even then, do i really want that job?

I'm not sure what to do anymore. I'm so lost. I might not want to pursue mathematics, but i am about to fly out to another part of the country to study mathematics for 8 weeks?

I don't think I can be a mathematician. Let me correct myself, I don't feel like I can deal with the everyday life of being a mathematician. I think I have other interests. But I want to keep grad school as a backup option.

I just don't know what to do.
 
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InbredDummy said:
I don't know if i am willing to incurr 50 grand in debt to get a masters in financial mathematics, and even then, do i really want that job?

I'm not really qualified to give any advice here, but I just wanted to point out that (last time I checked) grad school in math doesn't actually cost anything. In physics, MS students are appointed as teaching assistants for their two years (research assistants for the summer in betweeen), which means that they get full tuition scholarships, and get paid on top of that. Same with PhD students, except they get paid as research assistants their last three years to proceed towards their dissertation. I'm pretty sure it works the same way in math, though I could be wrong.
 
it seems like for financial mathematics, you do end up having to pay out of your own pocket.
 
anyone who is actually in grad school have any input about the isolationist aspect of being a mathematician?
 
I know a guy getting a masters in finance, with some emphasis on the mathematics. He snagged a TA in the physics department to pay for it. Maybe you can do the same with math.
 
Hey, I am Andreas from Germany. I am currently 35 years old and I want to relearn math and physics. This is not one of these regular questions when it comes to this matter. So... I am very realistic about it. I know that there are severe contraints when it comes to selfstudy compared to a regular school and/or university (structure, peers, teachers, learning groups, tests, access to papers and so on) . I will never get a job in this field and I will never be taken serious by "real"...
Yesterday, 9/5/2025, when I was surfing, I found an article The Schwarzschild solution contains three problems, which can be easily solved - Journal of King Saud University - Science ABUNDANCE ESTIMATION IN AN ARID ENVIRONMENT https://jksus.org/the-schwarzschild-solution-contains-three-problems-which-can-be-easily-solved/ that has the derivation of a line element as a corrected version of the Schwarzschild solution to Einstein’s field equation. This article's date received is 2022-11-15...

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