I agree that there aren't hidden variables, local or otherwise.
Within a universe model, how is the Bell inequality explained? How about the simpler case of an entangled pair of particles? Clearly, at the instant of observation the set of possibilities for future observations changes, for the observer. For example, observing that particle (A) of a pair has spin up would (in the right kind of experiment) guarantee that particle (B) could only be observed to have spin down. For the observer, as soon as the state of (A) is observed, the state of (B) is known. Simultaneity.
Unless all changes to reality are constrained by the speed of light, the theory is going to have serious problems. If it depends upon simultaneity (and I cannot see how to avoid this in a universe model) then it cannot be correct unless special relativity is entirely wrong (which is going to be an even more serious problem).