Should prospective employers have access to financial information about prospective employees? Is access to that information useful enough at a level where an individual's rights to privacy should be disregarded? Should employers be allowed to ask for a credit check? It is my assertion that any credit information about an individual is viewed as a 'fact' WRT the greater body of statistical information in a population leading to misuse and abuse by prospective employers, often without the understanding of how the tools should be employed. Further, people disadvantaged by circumstances beyond their control can become victims of both ignorant and willful misuse of such data. I do encourage as many views/opinions from as many disciplines as possible and a yes or no opinion (should employers [or any non-financial institution] have access to credit information, with or without consent [which is problematic in a prospective employment situation])?