It is possible that we do derive some benefit from retroviruses, however. We know that retroviruses, either the infectious kinds of the kinds that have become endogenous mobile genetic elements, have the ability to reshuffle our genetic material. For example, a retrovirus can accidentally replace part of its sequence with DNA from the host. When this virus integrates into a new position in the genome, that host sequence will have moved to a new position in the genome where it can possibly adopt a new function.
While this process certainly can be harmful--for example, the idea of oncogenes, cancer causing genes, were first discovered when researchers realized that cancer-causing genes from a variety of tumor viruses were actually genes taken from the host's genome--it is possible that this process has also aided the host's evolution by generating more genetic diversity. For example, this process would promote recombination between different regions of the genome, allowing genes with new functions to arise. This could be one explanation for why endogenous retroviruses are so prevalent in our genomes.