KurtLudwig said:
What happens to the inertia of a mass falling into a black hole? I am not even sure if I frame the questions correctly. Will this mass reach the center or is mass distributed within the black hole? Is the singularity the whole volume of the black hole or is it a point in the center? If a large star falls into a medium-sized black hole, will the black hole move towards the star, due to gravitational attraction, or will the impact move the black hole away, due to the inertia of the star?
It's wrong in detail to think of the black hole as being a point, but the details of what happens inside are hidden by the event horizon, so the mistake may not matter much. It's probably slightly less wrong (if there can be such a thing) to think of it as a point than to think of it has having a volume. Technically, we call it a singularity.
I can attempt an answer at the second part, though I haven't done any of the detailed calculations. If you have a large star and a black hole, initially at rest, and nothing else in the universe, they both will start to fall towards each other.
During this process, gravitational radiation will be emitted. I'm afraid I don't know the exact details, but more radiation will be emitted as the mass of the star increases. I am assuming the star has less mass than the black hole, I'm not sure of what might hapen if we imagine a small black hole and a large star.
The end result of this process will be that the black hole swallows the star. According to an observer on the star being swallowed, the infall will take finite (proper) time. For an external observer, the answer to the question is trickier and may be infinite. A more detailed answer here gets very technical.
With the somehat unrealistic assumption that there is nothing else in the universe, I would expect that the emission of gravitatioanl radiation probably would result in the resulting black hole no longer being at rest (even though the star and the black hole were initally at rest) but I don't know in what direction it might move. If the radiation was symmetrical, it might not move at all, I'm not aware of anyone doing such a calculation but there is at least a possibility that the resulting black hole might be moving.
With the unrealistic assumption that there is nothing else in the universe, we are able to assign masses and momentum (what you mean by inertial) to the initial black-hole and star, and to the end result, the black hole after it swallowed the starr and the emitted gravitational radiation. The technical wording for this assumption that there is nothing else in the universe is that we have an "asymptotically flat space-time".
Detailed calculations for the amount of gravitational radiation have been calculated for the more usual case of a non-direct infall, where the star slowly spirals into the black hole. In this case, I know that the amount of energy and momentum carried away by the gravitational radiation can be significant. For instance in the Ligo observations of one black hole falling into another in a circular inspiral,
<<link>>, the initial masses of the black holes were 36 and 29 solar masses, a total of 65 solar masses. the end result was a 62 solar mass black hole, with the three solar mass being carried away by gravitational radiation.
This isn't the case you asked about, but it may be close enough to be of interest. There are a bunch of other Ligo papers, some of them seem to involve two neutron stars merging to form a black hole, but I don't see any observations of a black hole swallowing a star in my quick glance at the Ligo webiste for detection papers
<<here>>.