here is a slightly more involved example:
let G = Z, the integers under addition, and
let H = Z/5Z, the integers under addition modulo 5.
the homomorphism we have is φ(k) = k (mod 5).
ker(φ) = { 5k : k in Z}, so, for example 5,10,15,-5,-10 are all in ker(φ), as well, of course 0.
this is because 0 + 5Z = 5 + 5Z = 5Z, etc.
the kernel of φ lives in G. φ takes everything in ker(φ), and shrinks it down to the identity of H.
in other words, homomorphisms never make a group "bigger", but they sometimes make a group "smaller". the kernel measures "how much" shrinkage is going on (how much of G we "mod out").
it is a well-known theorem, called the first isomorphism theorem (you may not have covered it yet), that if K = ker(φ), and gK is a coset of K in G, then φ takes the entire coset gK to just a single element, namely φ(g).