On the question of when neutronization sets in, I've looked up some hard numbers. If you take the maximum energy an electron can get from a beta decay, and equate that to the Fermi energy of a fully degenerate electron gas, you find that beta decay is suppressed at a density of about 20 million g/cc (for example, in Kippenhahn and Wiegert, page 135). The density of a solar mass of material in the volume of the Earth is about 1/10 that amount, suggesting that if you compress such a radius by anything more than a factor of 2, you will begin neutronization. Yet a crucial question is still, what is the timescale? Since neutronization does not appear in the force equation, it appears in the composition and energy equations, if the neutronization timescale is way longer than the sound crossing time, you still have a quasi-steady force equilibrium, so you still have dynamical stability (for the reasons given above-- the highly relativistic electron adiabatic index is still a little above 4/3). Thus my point is, you must wait for something that eats up the kinetic energy, and that will be whichever of these eats up that energy the fastest: neutronization, the Urca process, or photodistintegration.
So collapse must occur as soon as one of these processes plays out on the sound crossing time, since then you will have an instability in the energy equation which runs away on timescales shorter than you can establish a force balance. It's not obvious how small the radius needs to get before this sets in, but it has to happen when the object is still much larger than a neutron star (so for a mass appreciably less than the Chandra mass), or there would not be enough gravitational energy left for the sudden release needed in a supernova. My point is, that release must happen, not by virtue of the force equation alone, but by virtue of something happening in the energy equation which eats up the kinetic energy that goes into the pressure needed in the force equation. That is not what would be called a dynamical instability, like a pencil on its point, even though core collapse is sometimes explained that way.