When matter crosses the event horizon of a black hole, it is believed to be crushed into the singularity, with no fragments escaping due to extreme gravitational forces. Any debris that does not get consumed immediately contributes to the accretion disc surrounding the black hole, where some particles may escape as relativistic jets. The mass of the black hole increases as it consumes more matter, enhancing its gravitational pull, while the only known mechanism for a black hole to lose mass is through Hawking radiation, which is an extremely slow process. The concept of a "new cosmic environment" forming from the matter within a black hole is speculative, as the nature of singularities remains poorly understood. Ultimately, the fate of matter inside a black hole is still a mystery, with theories suggesting it could potentially be released back into the universe upon the black hole's evaporation.