Chronos is correct about the mass-energy production of a black hole (BH) by way of Hawking radiation (HR). That is limited strictly to the "lifetimes" and energy release of a non-accreting black hole. Of course, a black hole with other matter being accreted will gain mass as long as the accretion rate exceeds the Hawking evaporation rate.
So, forget about a black hole sucking in matter of any kind and place it alone in a relatively empty region of space, at least empty enough to not draw in any nearby matter. This is where we can talk about the effects of Hawking radiation alone. The energy at the event horizon is as Chronos explained. This energy will produce virtual-particle (VP) pairs (from vacuum fluctuations outside the EH) and not just electrons/positrons as most often mentioned. The VP pair is produced by "borrowed" energy and must annihilate in ~10-30 atoseconds to “return” the energy. The Heisenberg uncertainty principle allows for two things. (1) It allows the VP pair to exist on borrowed energy for a finite, but very short, period of time, and (2) it allows the VP pair to be of any energy amount as long as, again, any "borrowed" energy is returned. Therefore, the VP pair is not limited to just electrons and positrons, it can also be quarks, protons, neutrons, and certain mesons regardless of energy required to produce the pair.
So, the virtual particle with negative energy falls into the BH and the other becomes a "real" particle with real mass. If it escapes into space (sometimes both will fall in), then the mass of whatever the escaping particle was will exactly match the mass-loss of the BH. Real mass is delivered into space as real particles. The BH loses that much mass, so the first two laws of thermodynamics are still happy, nothing has been violated.
so how does a small BH become so hot and evaporate so fast? Well, the "standard" HR process just mentioned was about one, single VP pair. In a large BH idling along this might be the case here and there around the EH. But, a smaller BH with more gravitational energy per squareanything will be producing VP pairs, of many different particle types, at a great pace. Now we have a swarm of real particles buzzing all around the EH at a very high density. Some will combine into more complex particles, but most will just escape or, to produce the intense energies mentioned, many particle-antiparticle pairs will meet and annihilate into pure energy. If the density is high enough and the particles massive enough, you will see the gamma-ray production so often mentioned, again, especially from small, short-lived BH's. Of course, it is actually the entire EM spectrum of photons that are produced but the gamma rays get the most attention.