Black holes possess angular momentum, mass, and charge, but a black hole with charge greater than the electron charge (q>e) does not avoid singularity due to the overwhelming gravitational pull surpassing electromagnetic repulsion. The discussion highlights that the inverse-square law may not apply within a singularity, and achieving singularity is a prerequisite for black hole formation. There is no established minimum net charge/mass ratio necessary for collapsing matter to form a black hole, although the Planck mass is noted as the minimum mass for black hole creation. The conversation emphasizes that charge does not factor into the formation of black holes, which are primarily influenced by gravitational forces. Ultimately, understanding the dynamics of charge and mass in black holes remains a complex topic in astrophysics.