Expanding on the 2.7 k point:
Suppose a black hole is completely isolated from everything except the Cosmic Microwave Background (CMB) radiation at 2.7 K. Let's find the Schwarzschild radius [itex]r[/itex] for a black hole that is in equilibrium with the CMB, i.e., that has a Hawking temperature of 2.7 K. If a black hole is larger than this, its Hawking temperature will be less 2.7, and the black hole will grow and keep growing (neglecting the drop in the CMB temperature caused by the expansion of the universe), because it will absorb energy from the CMB. If a black hole is smaller than this, its Hawking temperature will be more than 2.7, and the black hole will shrink and keep shrinking, because it will radiate energy.
The Schwarzschild radius of a black is given by [itex]r =2GM/c^2[/itex]. Combining this with its Hawking temperature
[tex]T = \frac{\hbar c^3}{8 \pi k G M}[/tex]
gives
[tex]r = \frac{\hbar c}{4 \pi k T}[/tex]
Using T = 2.7 K gives a radius of 0.000067 metres and a mass of [itex]4.6 \times 10^{22}[/itex] kg (a little less than the mass of the Moon).
This is much smaller than black holes formed from astrophysical processes.