Is this the first time you have ever used such a pipette? By 'air gap' do you mean between the liquid and the tip of the pipette?
The gap suggests that you withdrew the tip it out of the liquid before you had totally aspired. For all I know you may have 93.6 μL there, but the point is knowing whether you have. Certainly if I saw that I would be willing to invest an extra 10 seconds to do it with no gap. (It is many orders of magnitude more than 10 seconds since I was in a lab by the way).
The manufacturers give data on the accuracy of their products
https://www.btlabsystems.com/P100_Pipette It looks like for your model they are claiming about a 1% inaccuracy. Surprises me a bit for a variable volume pipette, but as I say it has been a long time ... all three significant figures is too much therefore. Most of the time biochemists will go on blind faith on what their instruments tell them. Occasionally it is really important to check whether this faith is justified. In any case it is good practice to do so from time to time, I guess by weighing the drop. (I remember a paper published of someone who did this when Eppendorf pippettes were new, I think in
Nature.) anyway if you do it without a gap every time then it will be the
same every time and probably not matter.