I've read about Ramachandran's work in phantom limbs a couple times before. It is a phenomenon of the
brain, just as you say, but not a psychological one. I think we're both in agreement about what is happening, it's the term
psychological I object to. It could be that in French this word has a different connotation.
"psy·chol·o·gy
1: the science of mind and behavior2 a: the mental or behavioral characteristics of an individual or group b: the study of mind and behavior in relation to a particular field of knowledge or activity3: a theory or system of psychology <Freudian psychology> <the psychology of Jung>"
http://www.merriam-webster.com/dictionary/psychology
Psychology is about the programming and programs, so to speak, and not the hardware. It's about what is called "mind"; about the way people think and behave. If a person were hypnotized to experience physical pain at the sight of a book, then that is a psychological event: it's purely the result of programming.