Level-3: When lightning threatens, go to a safer location. Do not hesitate. The lightning casualty lore is replete with tales of persons just about to make it to safety when they were struck. Even a few extra minutes lead time can be life saving.
What is a safer location? The safest place commonly available during a lightning storm is a large, fully enclosed, substantially constructed building, e.g. your typical house, school, library, or other public building. Substantial construction also implies the building has wiring and plumbing, which can conduct lightning current safely to ground. However, any metal conductor exposed to the outside must not be touched precisely because it could become a lightning conduit. Once inside, stay away from corded telephones, electrical appliances, lighting fixtures, ham radio microphones, electric sockets and plumbing. Don’t watch
lightning from open windows or doorways. Inner rooms are generally preferable from a safety viewpoint.
If you can’t reach a substantial building, an enclosed vehicle with a solid metal roof and metal sides is a reasonable second choice. As with a building, avoid contact with conducting paths going outside. Close the windows, lean away from the door, put your hands in your lap and don’t touch the steering wheel, ignition, gear shifter or radio. Convertibles, cars with fiberglass or plastic shells, and open-framed vehicles are not suitable lightning shelters.