Either or. Sometimes it's a Y, other times a delta. To understand this, I recommend a good book on power systems. "Electric Machinery" by Fitzgerald, Kingsley, & Umans is a good start. I had Dr. Umans for a power class for my Ph.D. requirements spring 2010. He's very good. I would search through the book web sites like Ama***, etc. for good power erferences if you wish to buy a book. If not, check a good library. A uni library especially, can be a good source for reference books.
Over the web on forums like this it's hard to explain 3-phase in a few paragraphs. Just remember that this subject has been analyzed to the point of exhaustion. No mysteries here. The research started in the late 1800's and wrapped up by the 1920's. Anyway I would advise you to check it out if you need to know about 3 phase.
Claude