mfb said:
Depends on when we drop it.
True, but I was assuming that the case we're interested in is when the drop occurs after the neutron star and the small object are inside the horizon of the supermassive black hole. Otherwise the question of whether horizons can be nested doesn't arise.
mfb said:
Consider spacetime in the frame of our observer, treat the large BH as perturbation to the field of our small one.
Do you mean just locally, i.e., at some particular event on the idealized worldline of the smaller BH? Or do you mean globally, i.e., all along the idealized worldline of the smaller BH? (I say "idealized worldline" because, if we consider the actual spacetime geometry of the smaller BH, it does not have a worldline the way an ordinary object does, because it doesn't have a center of mass the way an ordinary object does. The singularity at ##r = 0## is spacelike, not timelike. The "idealized worldline" is what we get if we ignore the actual spacetime geometry of the smaller BH and treat it as a test object in the geometry of the larger BH--a more accurate term would be "world tube", since what we are basically doing is taking a tube out of the larger geometry and pretending there's only a test object inside, unless and until we actually try to consider the geometry of the smaller BH.)
Locally, the large BH's geometry is negligible, by hypothesis--we are considering small enough patches of that geometry that the tidal gravity of the large BH is negligible. But that won't tell us whether horizons are nested.
Globally, the perturbation created by the large BH is time-dependent, but also, we can no longer neglect the larger BH's tidal gravity, because we are considering a length of the smaller BH's world tube that is too long to fit in a single local "inertial" frame with respect to the larger BH. So I'm not sure what the outcome of such an analysis would be (but see below).
mfb said:
there are still two different inward speeds, corresponding to two different directions of light for our observer.
Yes, but the really important criterion is not "inward speed" but the expansion of the congruence of null geodesics. Let me re-state the key point in more technical language.
Consider a 2-sphere which is aligned with the spherical symmetry in some spherically symmetric spacetime. (That is, the 2-sphere is spanned by orbits of the 3 spacelike Killing vector fields associated with the spherical symmetry of the spacetime.) There will be two sets of radial null geodesics that can be emitted from this 2-sphere (these are often called "null normals" in the literature), the "outgoing" set and the "ingoing" set.
In ordinary flat spacetime, the outgoing set of null geodesics always has positive expansion, and the ingoing set always has negative expansion. (The expansion, or more precisely the expansion scalar, is one of the standard components of the kinematic decomposition, as described for example
here.) In a black hole spacetime, the ingoing set still always has negative expansion, but the expansion of the outgoing set is only positive outside the apparent horizon. At the apparent horizon, the expansion of the outgoing set becomes zero; and inside the apparent horizon, it is negative. (This is what I was describing colloquially as "outgoing light moving inward".)
Describing things this way does open up a possibility I hadn't considered for how apparent horizons could be nested. The expansion of a given congruence of null geodesics is an invariant; but which particular congruence of null geodesics are the "radially outgoing null normals" that are used to define an apparent horizon can be observer-dependent. So a 2-surface that is an apparent horizon with respect to, say, the free-falling observer after he has dropped the small object into the neutron star (but not with respect to an observer just outside the larger BH), could, in principle, be nested inside a 2-surface that is an apparent horizon for an observer just outside the larger BH (but not for the observer free-falling next to the neutron star/smaller BH).
I'm not sure if the math would actually show this on analysis; but since apparent horizons can be observer-dependent, I do agree that the scenario I've just described is possible in principle, and is more or less what emerges from heuristically considering the small BH as being within a local "inertial" frame with respect to the large BH when it forms (i.e., when the small object is dropped into the neutron star). In other words, apparent horizons with respect to the same observer can't be nested (or at least, not in the simple way we've been considering); but apparent horizons with respect to different observers can (each horizon is only a horizon with respect to one observer, not the other).
(Note, btw, that none of the above applies to event horizons; those are not observer-dependent and can't be nested, for the reasons I've already given.)