well your attitude re physics probably isn't helping.
But don't give up. I certainly didn't get those rules at first, and for many of us here at PF, physics generally is a hard fought battle for small chunks of understandings that over time can grow into an actual appreciation and love of the subject. Yea, sure you say. I just want to get thru this friggin class and have nothing to do with it again. Hey that's OK as well.
The signs aren't that hard but can be at first and maybe why you are getting confused.
lets try the small loop from lowerleft corner of circuit, since the wide line is on top as we move upwards, this is positive voltage
so 12V-i3*25=0
When current flows across a resistor we call these voltage drops, hence the negative sign. The direction of i3 is chosen as clockwise but this is arbitrary. We could just as easily gone the other way round the loop,
then -i3*25-12V=0. Now since we are going the other way across the battery, its -12. So the answer is different but that only tells us that its going in the opposite direction we assumed, so no penalty for guessing.
The other big loop is treated the same, again starting from lower left
12V-i2*15+6V=0 Had the voltage signs of the 6V battery been different, would have had to count that as -6V.
For the current let's consider the area in common between the loops. The currrent in that last stretch before we get to the lower left hand corner consists of contributions from the inside and outside loop. Technically we consider nodes, but intuitively one can see the total current there consists of contributions from both loops which were both treated as clockwise positive. So i1=i2+i3.
Look here for some more examples
:
http://www.ualr.edu/dcwold/phys2122/p24man/p24man.html