In a first-order RL DC circuit, when the switch is opened, the inductor initially maintains the current at 20 A due to its property of resisting changes in current. Before the switch is opened, the voltage across the inductor is zero, allowing the full current to flow through it without splitting at junctions. As the switch opens, the inductor begins to lose current gradually, but at the exact moment (t=0), it still carries 20 A. The discussion clarifies that while the inductor has zero voltage across it, it can still conduct current, unlike resistors where voltage and current are directly related. Overall, the inductor behaves like a short circuit at that moment, allowing the full current to pass through.