To find the Norton equivalent at the terminals, first determine the Thévenin equivalent, ensuring all resistors are correctly accounted for, particularly the 20 and 80 ohm resistors. The Norton current can be derived by short-circuiting the Thévenin equivalent, and the resistance seen between terminals a and b should be calculated as the parallel combination of the relevant resistors. The voltage division principle can be applied to find the Thévenin voltage, which is crucial for calculating the Norton current. Finally, it is recommended to redraw the circuit with the Norton equivalent current source and resistance for clarity.