I did find a link on the JPL ephermedies.
https://ipnpr.jpl.nasa.gov/progress_report/42-196/196C.pdf covers de430 and de431. Unfortunately I'm not sure how well it answers your question in detail. A summary of my read on this is that the internal structure of the Earth, moon, planets, and sun does have an effect on their gravitational fields and orbital motions. (For instance, the Earth has an iron core, and the moon is believed to have one as well).
What has been directly measured, and what has been fit to make the simulations match the observations isn't really clear to me.
It appears that the Earth's moon has the most complex structure as far as uneven distribution of mass goes. I believe I've heard this referred to as "lunar mass concentratoins", sometimes abbreviated, and it was historically important to the Apollo missions. This is important because of the tight coupling between the Earth and the moon, and because our observations are (mostly?) Earth-based, so we need to know accurately how the Earth moves and how it's axis of rotation changes (precession of the equinoxes).
Some of the details:
JPL said:
III. Translational Equations of Motion
The translational equations of motion include contributions from: (a) the point mass interactions among the Sun, Moon, planets, and asteroids; (b) the effects of the figure of the Sun on the Moon and planets; (c) the effects of the figures of the Earth and Moon on each other and on the Sun and planets from Mercury through Jupiter; (d) the effects upon the Moon’s motion caused by tides raised upon the Earth by the Moon and Sun; and (e) the effects on the Moon’s orbit of tides raised on the Moon by the Earth.
...
A. Point Mass Mutual Interaction
The gravitational acceleration of each body due to external point masses is derived from the
isotropic, parametrized post-Newtonian (PPN) n-body metric [24–26].
...
B. Point Mass Interaction with Extended Bodies
The modeled accelerations of bodies due to interactions of point masses with the gravitational field of nonspherical bodies include: (a) the interaction of the zonal harmonics of the Earth (through fourth degree) and the point mass Moon, Sun, Mercury, Venus, Mars, and
Jupiter; (b) the interaction between the zonal, sectoral, and tesseral harmonics of the Moon
(through sixth degree) and the point mass Earth, Sun, Mercury, Venus, Mars, and Jupiter;
(c) the second-degree zonal harmonic of the Sun (J2) interacting with all other bodie
An image I found that might help explain this (I had to look up the terminology).
So the mathematical tool used to handle the distribution of mass in the planets (and moon) is spherical harmonics.
I think I first ran into the spherical harmonics in the context of gravity in Goldstein's "Classical Mechanics" in the section on potential theory. Goldstein used the Earth-moon system as an example of potential theory. This was all in the context of Newtonian mechanics though.
So the PPN theory is a theory of point masses, and on top of this additional , basically Newtonian, corrections due to spherical harmonics of the gravitatioanl fields due to the uneven distribution of matter (including, but not limited to, the equatorial bulges of spinning objects) is added in as needed.
I think DIxon has a more formal treatment for extended bodies in GR, but while I know it exists, I'm not really familiar with the details. There may be better papers on the topic of extended bodies in GR than Dixon's as well.
http://rspa.royalsocietypublishing.org/content/314/1519/499