I hold a MS in physics. I have been out of school for three years and half years now. I want to move on from my current job as a full-time tutor. Most jobs I have seen required either a Ph.D, postdoctoral experience or work experience in fields I have no experience in. I am interested in getting a Ph.D. but I also interested in making a living. Getting a Ph.D. means several more years of having little money and even though there jobs listed requiring a Ph.D., these jobs are few in number. My question is, where are the jobs for physicists who have a Master's? Now, I know teaching at a high school or community college is an option and so is the military. I want to know are there other options besides those two.