Factoring is a financial transaction and a type of debtor finance in which a business sells its accounts receivable (i.e., invoices) to a third party (called a factor) at a discount. A business will sometimes factor its receivable assets to meet its present and immediate cash needs. Forfaiting is a factoring arrangement used in international trade finance by exporters who wish to sell their receivables to a forfaiter. Factoring is commonly referred to as accounts receivable factoring, invoice factoring, and sometimes accounts receivable financing. Accounts receivable financing is a term more accurately used to describe a form of asset based lending against accounts receivable. The Commercial Finance Association is the leading trade association of the asset-based lending and factoring industries.In the United States, Factoring is not the same as invoice discounting (which is called an assignment of accounts receivable in American accounting – as propagated by FASB within GAAP). Factoring is the sale of receivables, whereas invoice discounting ("assignment of accounts receivable" in American accounting) is a borrowing that involves the use of the accounts receivable assets as collateral for the loan. However, in some other markets, such as the UK, invoice discounting is considered to be a form of factoring, involving the "assignment of receivables", that is included in official factoring statistics. It is therefore also not considered to be borrowing in the UK. In the UK the arrangement is usually confidential in that the debtor is not notified of the assignment of the receivable and the seller of the receivable collects the debt on behalf of the factor. In the UK, the main difference between factoring and invoice discounting is confidentiality. Scottish law differs from that of the rest of the UK, in that notification to the account debtor is required for the assignment to take place. The Scottish Law Commission is reviewing this position and seeks to propose reform by the end of 2017.
Hi, PF
"Roots and Factors of Quadratic Polynomials
There is a well-known formula for finding the roots of a quadratic polynomial.
The Quadratic Formula
The two solutions of the quadratic equation
##Ax^2+Bx+C=0##,
where ##A##, ##B##, and ##C## are constants and ##A\neq{0}##, are given by...
Take the Klein-Gordon equation:
##\Box^2 = m^2##
Say we want to linearize this equation, we try to come up with a new operator that squares into ##\Box^2##.
##(A\partial_t - B\partial_x - C\partial_y - D\partial_z)^2 = \Box^2##
So we need ##-A^2=B^2=C^2=D^2=I## as this gives back the 2nd...
Dear Everybody,
I have some trouble with this problem: Finding a sequence of elementary matrix for this matrix A.
Let ##A=\begin{bmatrix} 4 & -1 \\ 3& -1\end{bmatrix}##. I first used the ##\frac{1}{4}R1##-> ##R1##. So the ##E_1=\begin{bmatrix} \frac{1}{4} & 0 \\ 0& 1\end{bmatrix}##. So the...
I'm not sure if I should post this here or in the mathematics section.
I'm trying to find a way to implement a mapping of a larger finite field such as GF(2^64) to a composite field GF((2^32)^2). Let f(x) be a primitive polynomial for GF(2^64), with 1 bit coefficients. If the coefficients of...
I do
7x^2-8x=15
7x^2-8x-15=0
I turn the problem into a Grouping(4 term) problem by multiplying 7*(-15) = 105
I find what numbers multiply to -105 and add to -8. -15 and 7 multiply to -105 and add to -8.
7x^2-15x+7x-105=0
I group them.
7x^2-15x | 7x-105=0
This is where i get lost, because i...
Hi, I'm currently learning QC with Nielsen's QCQI.
I've written a program in Matlab following the factoring algorithm in page 233 and 235.
I run the program for factoring 15, 18, and 25. I got the proper results several times, but I also got error reports sometime, especially when factoring 18...
Homework Statement
Define {x \choose n}=\frac{x(x-1)(x-2)...(x-n+1)}{n!} for positive integer n. For what values of positive integers n and m is g(x)={{{x+1} \choose n} \choose {m}}-{{{x} \choose n} \choose {m}} a factor of f(x)={{{x+1} \choose n} \choose {m}}?
Homework Equations
The idea...
Hello, I have been going through the Wisconsin Placement Exam sample test. I'm trying to figure out how to find the solution set for x6 – 7x3 + 12.
I have tried having u = x3 and solving for u2-7u+12, but I'm unsure what to do once I get (u - 4)(u - 3).
Would someone help me figure out how to...
Homework Statement
Factor ##x^4-3x^2+9## over the reals
Homework EquationsThe Attempt at a Solution
I am factoring this polynomial over the reals. So there are two options. It will either split into two linear factors and an irreducible quadratic, or two irreducible quadratics. I'm really not...
I have the simple quartic polynomial ##x^4+1##. How in general do I determine whether this is factorable over the reals or not? Since it has no real roots, it could only factor into two quadratic polynomials, but I am not sure what I can do to determine whether this is possible or not.
Homework Statement
Solve for x:
3x^3 + 2x^2 + 75x - 50 = 0
The Attempt at a Solution
I have tried substituting multiple values for "x" so that we get a factor, f(x)=0
I cannot seem to find an "x" value that will make this function=0. Is there a way to factor this function or did the book...
Homework Statement
Completely factor:
$$5abc^4-80ab$$
Homework Equations
N/A
The Attempt at a Solution
$$5abc^4-80ab$$
$$5ab\left(c^4-16\right)$$
$$5ab\left(c^2+4\right)\left(c^2-4\right)$$
[/B]
The correct solution is ##5ab\left(c^2+4\right)\left(c+2\right)\left(c-2\right)##
I can see...
Methods of factoring .
Method of common factors
Factorization by regrouping terms
Factorization using identities
Factors of the form ( x + a) ( x + b)
Factor by Splitting
Is this all the factoring methods out there ? Or are there more ?
I am also looking for a book with lots of...
Factor the expression.
(a + b + c)^3 - a^3 - b^3 - c^3
I believe the best way to tackle this problem is to expand (a + b + c)^3. By doing so, I should be able to cancel out -a^3 - b^3 - c^3, right?
Factor.
I need help getting me started with this monster question.
[(x-a)^(-1/2)]/2 * (x+a)^(-1/2) - [(x+a)^(1/2)]/2 *(x-a)^(-3/2)
Do I factor out (x - a)^(-3/2) as step one?
Precalculus by David Cohen, 3rd Edition
Chapter 1, Section 1.3.
Question 50.
Factor the expression.
A^2 - B^2 + 16A + 64
Factor by grouping method.
Group A = A^2 - B^2
Group A = (A - B)(A + B)
Group B = 16A + 64
Group B = 16(A + 4)
Group A + Group B
(A - B)(A + B) + 16(A + 4)
Correct?
If you write a polynomial as the product of two or more polynomials, you have factored the polynomial.
Here is an example:
how do i factor a polynomial ?
can somebody explain this step in detail ?
A number can be factored into a product of its component factors
A number can be factored into a product of its prime .
But, What exactly is a prime number ?
Prime numbers are numbers greater than 1 that are evenly divisible only by themselves and 1
Is it a number that can only be evenly...
Hi All, I am looking at some data regarding correlation between control measures and (perceived)errors at
a given position. The level of error seems , intuitively, suspiciously low. I suspect the low perceived error may
be at least partially explained by the Dunning Kruger effect...
I need to factor 6t^2+17t+7 when I break down the equation I get 6t^2+3t+14t+7 now I am not sure what to do after that to get my answer can someone please explain the steps for me thank you!
Homework Statement
##\frac{3x^2+x+C}{x+5}##
find value of constant C such that the clause can be canceled in some manner. What will be the canceled form of the clause.
Homework Equations
-presumably C is a constant, and also an integer.
-polynomial factorization will be attempted
-cancelling...
i have no idea how to use the punctuation marks for writing equations..ill do my best..
(3a+4b)(a-3b) over b(3a+4b) multiplied by 1 over b^2(3b-a)(3b+a)
during the cross cancelling the 3b-a would be multiplied by a negative one to switch the problem over right? (-1)(3b-a) in order to cross...
Homework Statement
I just want to know how get from ##4x^3+3x^2-6x-5=0 ##
to ##(x+1)^2(4x-5)=0##. What's the trick when dealing with these nasty polynomials? I got the answer by taking another approach (solving a root equation) but I noted this is also a way to go, but I can't figure out the...
Homework Statement
30(a^2+b^2+c^2+d^2)+68ab-75ac-156ad-61bc-100bd+87cd
Homework EquationsThe Attempt at a Solution
I've tried the form (Aa+Bb+Cc)(Da+Eb+Fc) expand this and equate to the orig expression
I ended up getting (5a+3b-5c)(6a+10b-6c) which when I expand does not give me a correct...
Hi there, I need help with the following situation. Apologies if I'm not using the correct arithmetic terms!
Variables: d,e,f
e + f = g
d / g = j
j x e = K
j x f = L
K + L = M
d = M
the above situation is a simplified problem, which is easily solvable. Here's where I run into trouble...
Please assist me in this problem.$\frac{2}{3}b^5-\frac{1}{6}b^3+\frac{4}{9}b^2-1$
I tried grouping but still could not find anything factorable form of the expression.
Regards.
I'm currently working through the book Algebra by I.M. Gelfand and A. Shen on my own. (As advised here: https://www.physicsforums.com/insights/self-study-basic-high-school-mathematics/#toggle-id-1)
This isn't really homework so I wasn't quite sure where to post this. Anyway, I've got a question...
Hey (Wave) (Party),
Problem
Factor $3x^2+11x+10$
Workings
This expression can be separated into,
$3x^2+10x+x+10$
Where have i done wrong ? (Thinking)
Many Thanks :)
I've attached two equivalent complex equations, where one is written as a polynomial with 7 terms and the other is the factored form. I was just wondering how one can immediately write down the factored form based on the equation with 7 terms? Is there anything obvious (e.g. coefficient 1) or...
Is it possible to factor a quadratic equation along the lines of asin^2x -bsin2x+c ? If so, how? The sin2x seems to be a problem since when expanded it becomes 2sinxcosx, but I'm wondering if it is possible, and how it would be done?
Thanks in advance.
Homework Statement
Question: "If p and q are constants and x2+px+12 is equivalent to (x+3)(x+q), what is the value of p?"
I was told that the answer was 7 but I am not sure how to reach this value myself.
2. Homework Equations
I am not quite sure if this is applicable.
The Attempt at a...
Homework Statement
I did some refresher exercises in khan academy. I tried to wrap my head around the factoring problems, but it did not go well...
I did not understand the khan academy tips and hints. (about factoring)
one particular difficult polynomial was thus: factorize the polynomial...
I really hope someone here can help me - I'm sure that's not going to be difficult for most. :)
I'm helping a friend's daughter factoring trinomials. I can get to the correct answer, but usually thru a system of trial and error and not a defined set of rules in every instance. Example
6x^2...
http://imgur.com/RNsBBoO (image)
Can someone elaborate as to how he factored this? The textbook provided nothing else about factoring algebraic expressions with fractions than this image.It avoided fractions in factoring like a plague I guess.
I understand the 3rd step to put the (x + 1)^(3/4)...
Homework Statement
How to factor 2x^2 - (p-2)x - p ??
Homework Equations
Basic factoring
The Attempt at a Solution
I don't know how to do it.
The answer is 2(x-p/2)(x+2/2)..
Help me please..
Hello!
I just want to know the faster way to factor the expression. I already factored it out using trial and I am hoping you could give me some tricks to go about it faster than the usual method. Thanks
$192x^3-164x^2-270x$
Homework Statement
I am trying to factor a denominator so I can do a partial fraction decomposition to solve using a Laplace transform.
denominator= 2s^3+3s^2-3s-2
Homework EquationsThe Attempt at a Solution
Since this is not available in my algebra textbook, how do you factorize the ##a^4 + b^4## and ##a^4 - b^4##?
I also would like to know how do you obtain ##a^3 - b^3 = (a - b)(a^2 + ab + b^2)## and ##a^3 + b^3 = (a + b)(a^2 - ab + b^2)##?
Homework Statement
1. Let g(x) = x^4+46.
a) Factor g(x) completely in ℚ[x].
b) Factor g(x) completely in ℝ[x].
c) Factor g(x) completely in ℂ[x].
2. Completely factor the given polynomial in ℤ_5.
[4]_5 x^3 + [2]_5 x^2 + x + [3]_5
Homework Equations
ℚ = {m/n / m and n belong to Z, m is not...
Homework Statement
∫ (x2+2x)cos(x) dx
The Attempt at a Solution
I will not show the entire solution because it is quite long (had to use integration by parts twice), and my problem isn't with getting the solution. My problem is the book shows one answer (which is equivalent to mine, but...
Description of the Method
We are given a trinomial of the form $ax^{2}+bx+c$, and asked to factor it into a product of two dissimilar binomials $(fx+u)(gx+v)$. The method that follows assumes $a,b,c$ have no common factor; if they do, you must factor out the greatest common factor before...